（一）使用手机下载安装微信、支付宝或云闪付 APP，根据 APP 指引注册，输入国外或国内手机号等信息，按照页面提示，完成绑定银行卡。
（二）按照页面提示，绑定带有维萨（Visa）、万事达（Mastercard）、银联（UnionPay）、美国运通（American Express）、日本信用卡（JCB）、大来卡（Diners Club）、发现卡（Discover）等标识的银行卡。您还可以在云闪付 APP 上申请旅行通卡并充值后，在日常消费场景使用。
（三）支付时打开 APP，扫描商家收款二维码或向商家出示付款二维码。
绑定境外发行的银行卡注意事项：
1. 使用支付产品绑定银行卡，需要通过发卡行验证，如绑卡失败建议咨询支付产品或发卡行客服。
2. 不同支付产品支持绑定的银行卡品牌范围、支付限额、收费标准或有差异，具体以支付产品页面提示及服务协议为准。
（四）使用 AlipayHK、Wechatpay HK（中国香港特别行政区）、MPay（中国澳门特别行政区）、Kakao Pay（韩国）、Touch’n Go eWallet（马来西亚）、HiPay（蒙古国）、Changi Pay（新加坡）、华侨银行（新加坡）、Naver Pay（韩国）、Toss Pay（韩国）、 TrueMoney（泰国）、GCash（菲律宾）、Kaspi（哈萨克斯坦）、NayaPay（巴基斯坦）等电子钱包用户，可使用上述钱包在中国境内直接扫码支付。
(I) Foreigners can download and install WeChat, Alipay or UnionPay apps on their mobile phones, input foreign or Chinese mobile phone numbers and other information for account registration according to the instructions, and follow the prompts on the page to complete bank card binding.
(II) Foreigners can bind a bank card with the logos of Visa, Mastercard, UnionPay, American Express, JCB, Diners Club and Discover. They can also apply for a Tour Card on the UnionPay app and top it up to make payments in daily consumption scenarios.
(III) Foreigners can scan the collection QR code or show the payment QR code when making payments.
Notes for binding bank cards issued overseas:
1. To bind a bank card to a payment product, it must be verified by the issuer. If verification fails, please contact the customer service team of the payment product or the issuing bank for assistance.
2. The scope of bank card brands, payment limits and charging standards may vary between different payment products. For details, please refer to the prompts on the payment product page and the service agreement.
(IV) Users of AlipayHK, WeChat Pay HK (HKSAR of China), MPay (Macao SAR of China), Ka kao Pay, Naver Pay and Toss Pay (Republic of Korea), Touch'n Go eWallet (Malaysia), HiPay (Mongolia), Changi Pay (Singapore), OCBC (Singapore), True Money (Thailand), GCash (the Philippines), Kaspi (Kazakhstan) and Naya Pay (Pakistan) can use these e-wallets to pay directly by scanning a QR code in China.